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Think you can't afford to buy a home?

Think again!!! 

NEW!  - Instant Home Listings (Click Here)

 

Instead of paying your landlord’s mortgage, why not pay your own? Help is available for first time homebuyers. Owning a home gives you privacy. When you own a home, you establish roots in your community and often become more involved with what’s happening around you and your property.

 

7 Easy Steps to Buying a Home

Here's a quick look at the steps you'll take when buying a home with American Property Specialists:

 

1.  Conduct a preliminary search with American Property Specialists.

 

2.  Contact a loan officer and get your mortgage pre-approved.

 

3.  Contact us and we will connect you with an agent who will help you look for a house in your price bracket (and/or to list your current home if you also want to sell). Then begin looking for a home with your real estate consultant.  Take along our handy checklist so you can evaluate and remember the differences between each home you see.

 

4.  Once you find a home you want to make an offer on, you'll sign a purchase agreement and give the seller earnest money to seal the deal. If your offer is accepted (sometimes with contingencies), determine a date you wish to close and have the house inspected to ensure there's nothing seriously wrong with the property.

 

5.  Notify your loan officer that you've found a property so they can begin the appraisal and title process. And, lock in your interest rate. Your loan officer will send you a new good faith estimate which shows your monthly mortgage payment as well as your estimated cash needed for closing. The real estate consultant or closing attorney will notify you of the time and date you close on your home and the items you'll need to bring to closing.

 

6.  Notify your phone company, utilities (don't forget water and sewer), moving company, post office, newspaper and magazines, friends and family.

 

7.  Pack and move!